Who can subscribe, which countries are covered, what is guaranteed, what is excluded and the exact documents required. An instant certificate by e-mail, from 1 to 90 days — foreign licences accepted.
Short-term car insurance in France covers a specific, time-limited need — without committing to an annual contract. The most common situations:
Drive legally while you complete the French registration (carte grise) of a car bought abroad.
Insure a second-hand vehicle the day you buy it, before arranging annual cover.
Cover a car you are trying out or about to buy, for a few days only.
Drive a friend's or family member's car when you are not on their policy.
Get the certificate the pound requires to release an impounded vehicle.
Cover your vehicle up to embarkation when exporting it out of France.
Drive in France with an EU or non-EU licence held for more than 2 years.
Stay covered while you wait for a new yearly contract to start.
The subscription rules are set by our partner insurer. The main conditions:
Not sure about your situation? Send us a message on WhatsApp or reply to your confirmation e-mail — an advisor will check your file with you.
The exact list depends on your profile. Only these documents are valid; for any unusual case, contact us to check the file together.
Third-party liability applies to vehicles driven exclusively in the following countries (non-crossed-out countries on the green card):
Border insurance only — these countries are added exclusively for the border-insurance product (for vehicles not registered in a green-card country):
The mandatory cover is motor third-party liability (responsabilité civile automobile), under article L211-1 of the French Insurance Code. It indemnifies bodily injury and/or material damage you may cause to others in a road accident involving the insured vehicle.
For certain profiles (vehicles under 10 years old, registered in France or the EU), a breakdown and accident assistance guarantee may be included. The exact guarantees, assistance and any options are detailed in your particular conditions.
As with any motor policy, some situations are excluded. The main ones:
The policy takes effect and ends at the exact dates and times shown on your particular conditions and green card. It is not renewed automatically. Temporary cover runs from 1 to 90 days; border insurance is issued for either 30 or 90 days.
You must report any claim within 5 working days, using the contact details shown on your green card. Bodily injury is covered without limit; the insurer handles the defence of your interests and settles compensation on your behalf if you are held liable.
The cover is underwritten by HDI Global Specialty SE (HDI-Platz 1, D-30659 Hannover, Germany), an EEA insurer operating in France under the freedom to provide services. In the event of a claim in France, the contract is governed by French law (French Insurance Code).
Drivers aged 21 to 90 with a French or foreign licence held for more than 2 years. Non-EU licences are accepted with a valid residence permit or visa. Previously cancelled drivers are also accepted.
Your driving licence and the vehicle registration document (front and back) — you send clear photos and an adviser validates your file quickly. For an imported vehicle, the foreign registration document is enough to get cover.
France, Corsica, the European Union and the French overseas departments. The cover is designed for import, export, transit, release from the pound and vehicles awaiting their French registration.
From 1 to 90 days, renewable. That usually covers the time needed to obtain the certificate of conformity and the French registration document.
Yes. This is short-term insurance that takes effect as soon as you subscribe and pay, and your insurance certificate is emailed to you within minutes — including evenings and weekends.
Pricing is per day and depends on the vehicle and duration; a 1-day cover starts from around 43 euros. You always see the exact price before paying, with no commitment.