Motor trade professionals: short-term insurance is for your buyers
Short-term insurance is for private use only: it does not cover the business of a garage, dealer or agent. But when you sell a car to a private buyer, your customer can insure it in minutes and drive it away, with the certificate emailed straight away. Tell them about it: the sale closes faster.
Selling a car to a private buyer who is not insured yet? Send them to us: they insure the car in their own name, for 1 to 90 days, and leave with the certificate. Your own vehicles (stock, test drives, deliveries) need your trade insurance.
A customer collects a car they have bought, or leaves without cover? They can insure it themselves, online, in minutes. Vehicles entrusted to your garage stay under your garage insurance.
Your private customer imports or exports their car: they insure it for the journey in France (to the port for export). We also handle their registration, WW plates and certificate of conformity.
A private buyer must insure the car before driving off. They fill in the form, pay online and get the certificate by email, often before the last papers are signed.
How your customer gets insured, in 3 steps
Step 1: they choose the duration
Your customer gives the vehicle and the duration, 1 to 90 days, online or on WhatsApp.
Step 2: they pay online
The quote engine shows the exact price; they sign and pay online, in their own name.
Step 3: they drive away insured
The certificate arrives by email: they can take the road the same day.
What short-term insurance covers, and what it does not
Short-term insurance is a private-use policy, taken out by a private person for a car they own or have just bought. The insurer's general conditions exclude, as article L211-1 of the French Insurance Code provides, the civil liability of motor repair, sales and inspection professionals. A garage, dealer or agent therefore cannot use it for stock, customer test drives, deliveries or transfers: those uses need garage (motor trade) insurance, with W garage plates where relevant.
Why recommend AssuTemporaire.fr to your buyers
A buyer who cannot insure the car is a sale that drags on. Giving them our contact helps them drive away the same day, and saves you time.
- Instant certificate by email, 24/7, 100% online.
- 1 to 90 days: just long enough to receive the final registration and take out an annual policy.
- Profiles often turned down elsewhere: foreign licence (non-EU with a residence permit or a visa with entry stamps), driver cancelled for non-payment, imported car.
- Registration handled for them: change of owner, WW plates, certificate of conformity.
- An adviser on WhatsApp who can do it with them.
- 86 Google reviews, rated 5/5, and an ORIAS-registered intermediary (no. 20009338) with an office in Pantin.
Conditions for your buyer
1 to 90 days · driver aged 21 to 90 · licence held for more than 2 years, French or foreign · non-EU licence accepted with a valid residence permit, or a visa with entry stamps · cancellation for non-payment accepted.
Become a partner: tell your buyers
Nothing to sell, nothing to sign: you simply tell the buyer they can get insured with us and give them our contact. On request, we send you a card with a QR code for your counter; your customer is then looked after directly, 24/7.
Why choose us
In short
- Your private buyer — insures the car they buy from you, in their own name, for 1 to 90 days: yes.
- Your stock, test drives, deliveries, transfers — No: they need your trade (garage) insurance.
- Import / export for a private person — Yes, for the journey in France to the port of departure.
- Never covered — Motorbikes, quads and two-wheelers, rental vehicles (lease, LLD), vehicles registered as collector cars.
See also: transit insurance · See also: Imported vehicle · Export to North Africa · Registration
Frequently asked questions
Can a dealer or a garage take out this short-term insurance?
Not for its business. Short-term insurance is for private use, and the civil liability of motor repair, sales and inspection professionals is excluded in the insurer's general conditions (article L211-1 of the French Insurance Code). Stock, test drives and transfers need garage insurance.
So what is it for, for a motor trade professional?
For your buyers. When you sell a car to a private person who is not yet insured, they can insure it in minutes, in their own name, and drive away the same day.
Which benefits can I tell my buyer about?
Instant certificate 24/7, 1 to 90 days, foreign licences and non-payment cancellations accepted, registration handled, an adviser on WhatsApp, 86 Google reviews rated 5/5.
Can my buyer insure a car not yet in their name?
Yes, with the certificate of sale together with the stub of the registration document, or with a valid provisional registration certificate (CPI).
What documents does my buyer need?
Their driving licence, both sides (held for more than 2 years) and the registration document, or the certificate of sale with the registration stub. Non-EU licence: valid residence permit, or a visa with entry stamps.
Can I take out the policy for my buyer?
The policy is taken out by your customer, in their own name: they answer the insurer's questions. You can give them our contact, or our adviser can help them on WhatsApp.
How long does it take?
Online in a few minutes; the certificate arrives by email, 24/7.
How do I become a partner?
Message us on WhatsApp at +33 6 49 26 74 62: we send you a card with a QR code for your buyers. No commitment, nothing to sell.
Do you also handle my buyer's registration?
Yes: change of owner, temporary WW plates, certificate of conformity. Your buyer has one contact for insurance and paperwork.
Do you insure motorbikes, quads or two-wheelers?
No. Two- and three-wheelers and quads are not among the nine insurable categories: car, van, truck, tractor unit, motorhome, bus, trailer, semi-trailer and microcar.